St. Matthews: Housing & Real Estate
St. Matthews homes sell at a median $204,200 (estimated market value runs 30% higher at $266,430), with median rent $970 (about the same as Calhoun County median $968; 1.1× below South Carolina median $1,073). Homeownership rate: 67.1%. That's 1.6× higher than the Calhoun County median ($130,900); 1.1× below the South Carolina median ($225,650). Market is warm. Vacancy rate 18.8%. New construction makes up 9.4% of stock. A municipal building code is in effect.
- 4.0× annual income — home value vs. household income (vs South Carolina 3.2×).
- 17.5 years to break even renting at the median (vs South Carolina 18y).
- 4-BR rent is 1.9× a studio — rent gradient by unit size.
- Median rent 23% below HUD 2-BR FMR — local market vs federal subsidy benchmark.
Home Values & Rent
Median home value $204,200 — 0.9× the South Carolina median ($225,649). Median rent $970/month. homeownership rate 67.1% — above the U.S. share of ~65%.
| Affordability · Home Price To Income | 4.0× |
|---|---|
| Affordability · Home Affordability | moderate |
| Affordability · Rent Pct Income | 19.3% |
| Affordability · Rent Affordability | affordable |
| Affordability · Pct Severely Rent Burdened | 65.1% |
| Affordability · Poverty Rate | 31.1% |
| Affordability · Property Tax Pct Income | 1.5% |
| Fair Market Rent · Studio rent | $1,032 |
| Fair Market Rent · One-bedroom rent | $1,164 |
| Fair Market Rent · Two-bedroom rent | $1,276 |
| Fair Market Rent · Three-bedroom rent | $1,623 |
| Fair Market Rent · Four-bedroom rent | $1,911 |
| Fair Market Rent · HUD FMR area | Columbia, SC HUD Metro FMR Area |
| Fair Market Rent · Fiscal year | FY2026 |
| Home Value Estimate | $266,430 |
| Median Home Value | $204,200 (vs South Carolina $225,650) |
| Median Rent | $970 (vs South Carolina $1,073) |
Sources: HUD FMR FY2026 · Census ACS 5-Year 2023, B25077 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Tenure & Occupancy
Owner-occupied vs renter-occupied housing units, plus vacancy rates.
| Housing Market · Market temperature | warm |
|---|---|
| Housing Market · Vacancy rate | 18.8% |
| Housing Market · New construction (% of stock) | 9.4% |
| Housing Market · Price Appreciation 2Yr | 39.3% |
Utilities
Electricity, water, and broadband infrastructure serving residents. Broadband percentages reflect the share of premises that can subscribe to service at the listed speed (FCC Form 477).
| Broadband · % of premises with 25/3 Mbps broadband | 100.0% |
|---|---|
| Broadband · % of premises with 100/20 Mbps broadband | 100.0% |
| Broadband · % of premises with 250/25 Mbps broadband | 100.0% |
| Broadband · % of premises with 1 Gbps / 100 Mbps broadband | 86.3% |
| Broadband · Broadband-capable premises | 1,455 |
| Electricity · Electricity rate (¢/kWh) | 14.23¢/kWh |
| Electricity · Customers | 2,581,882 |
| Electricity · Revenue Millions | $4,632 |
| Electricity · Year | 2024 |
| Mobile Broadband · 3G mobile coverage | 0% |
| Mobile Broadband · 4G mobile coverage | 100% |
| Mobile Broadband · 5G mobile coverage | 100% |
| Mobile Home Parks Detail · County total | 1 |
Sources: FCC BDC Jun 2025 · EIA Annual Retail Sales 2023 · FCC BDC Mobile 2024 · HIFLD / IRS BMF · Refreshed 2026-04-12
Other
| Homeownership Rate | 67.1% |
|---|---|
| Median Year Built | 1968 |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12